2018 Buick Encore Preferred $2449 OnePay drive-off ; 24 months 24K miles (Updated ..)

[adamcar]

@Fausterion

I’m personally not a fan of one pay unless the savings are huge. Pretty sure gap insurance do not apply to one pay and in a total loss you’d just lose your entire payment.

$250 saving over two years on $2500 is only a 5% return per year.

Where do these false assumptions come from? GAP is included on ALL GM leases. You also get unused lease portion refunded if car is totaled.

Cash down vs Single pay

Just found out a written clause in my GM lease which should clear some air on what should happen if one pay leased car is totaled… To my knowledge, general motors will give you pro rated portion back. [image]