is the dealer discounting the $3,255 to get you to $67,640? That is pretty good given my current esxperience. Note in Feb, there is also a $750 loyalty credit if you are current BMW owner, and $500 if you are eligible for “corporate fleet”. Money factor is same I am getting (without multiple MSD). What is your residual percentage ? If you get that, you can pug the above numbers into a lease calculator and make sure your payment calculates properly . Note that the $3000 lease credit should be added to any dealer discount, so you should be getting $6,255 total off MSRP. Cap cost should be $64,640 if I am getting everything above correctly