A new one is $519 a month with $4,444 down what on earth are you talking about? Were not talking about a unicorn deal on a 5k mile loaner car from an overly motivated dealer that needs a unit.
Your car has 7 MSDs dude. No argument its a cool deal for the msrp but not everyone has $5,500 in MSDs and BMW loyalty and college grad and a million other things to get your base monthly price.
Yikes. The fact that your original deal here on a 2018 model with 12 months left was worse than the nationwide 2020 offer before rebates demonstrates why everyone is rolling their eyes. Even though you reduced the amount down by $1k, you’re still effectively at $600/month or more with tax. Post on SAL, cause this isn’t going to move here.
I think someone without Loyalty applicable would take it for just transfer fee. I understand wanting to recoup money placed as CCR but OP should weigh that out vs just keeping the car if that’s an option. It’ll be harder to move this car the longer it sits.