Do you have the correct money factor for each? Post in the MF/residual forum here to get the numbers for your area.
You should also think about using MSDs to get a lower payment with the MB. The BMW will likely be more expensive since it’s new and I believe BMW no longer accepts MSDs to buy down the money factor.
Are you eligible for BMW loyalty? It’s $1.5k this month.
Fleet & USAA should stack this month.
Also, they have the acq fee marked up by $170 (it should be $925). Not sure about the MF, because I don’t see it. The base MF (without a markup) is .00152.
In terms of discounts, it looks like you are at $7k off before the $3k holiday. That’s 16% off prior to incentives, so I don’t think there is much if any room there.
Also, there is a promotion in the north east right now with an extra $1k off, just register for it: http://twinfarms.eventsbmw.com/1 and I think you can stack that on-top of the Holiday & Loyalty rebates.
This was the deal I had on a Base model 17 loaner. I freakin had to wait 3 days to go in because I was in finals week and the car got sold. Now the dealership has a new manager and he is as STIFF as Howerd Sterns ya know what. Offers bad discounts.
Seems like it’s a sweet enough deal to pull the trigger on, was just hoping there was something else I was missing to throw at the drive off fees or cap reduction.
The MB loaner seems like it has the potential to be the better deal with the MSD available on those but dealer doesn’t seem too motivated to move it.