2018 BMW 330i X Drive Loaner

Ask the Hackrs
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1

Hello all -

I was hoping for some help on the below. Monthly payment seems a bit high… 2,800 miles currently on the car.

MSRP 46,185.00

selling 40,300.00
sales tax 1,346.05 registered in CT
3,000 down from you
rebates: 3,000 from BMW (shows as money down not off the sale price)
Money Factor - .00188

license reg fee: 275
inspec fee: 10
doc processing fee: 75
tire waste fee: 10

3 year 12,000 miles per year $419/month

Please let me know the best way to work these numbers down lower.

Thank you!

2

Not good… please read through similar posts as there are a ton of recent ones about 3-series loaner leases.

  1. We need more information like money factor, residual, etc.
  2. You should be around 20% discount off MSRP or more BEFORE any manufacturer rebates for a’18 loaner.
  3. Never put money down besides for potentially some of the fees.
3

Any idea what the money factor is? It’s just over 12% on the discount, not very good for a loaner. Shoot for 20% plus

5

Money Factor - .00188

6

That is base MF, so that’s a plus. Your money down is better spent on MSDs. And, as others have said, shoot for 20% off.