2018 BMW 320ix I was offered.Thoughts and advice

Hey guys. I’ve been shopping around and got this offer.
2018 BMW 320 ix SA
MSRP $46,294,
Gross Cap Cost $40,995
36mo/10K
MF .00166
RV 60%
Aq Fee $925
Doc Fee $75
$3000 Lease Rebate
Net Cap Cost $37,995

$413/Mo, $2,919 Drive off.

I’m looking to get to $350/Mo. It’s already 11% off MSRP. Would going for 13-14% be insulting?
I didn’t tell them about the CVS & Costco Fleet Discount I get which removes another $1,000.
It seems alright, but it has tons of options I don’t want and I would be paying for.
All your advice and ideas are welcome. Thanks

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What state are you located in?

I’m in New York. Seems like dealers start getting tight when it gets below 11% off MSRP

I’m in NJ. I currently have a 2018 320 Xdrive with 5,500 on the clock. It’s a 24/10k lease that is due back on 11/13/2019 so plenty of miles left on the lease. My payment is $311 with NJ tax included.

A few months after I leased this car, my work situation changed and I only commute 8 days out of the month so I’m thinking of lease transferring this car for something sub 100/month.

It’s Mineral Grey with black interior and only options being heated (sport) seats and heated steering wheel. Let me know if you’d be interested in lease transfer.

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Thanks for the offer but I’ll pass.

No problem! Apologies for hijacking your thread lol…