2017 Sierra 1500 4x4 Denali

Deal for 36mo/12k. No money down pmt at $700. Feel like they are ripping me off with money factor. They are quoting MF of .00235 which is too high.

In Fort Wayne Indiana. What MF and Residual should I be looking for on 2017 Sierra Denali 4x4 with 6.2 engine?

Thanks

.00152 and .69 for your terms