First of all - this deal was possible only because of spamdavy. Thanks a lot, man.
Year, Make, Model, and Trim: [2017 Mercedes C300, 4,200 miles]
Fully loaded, with Sports and Premium 3 packages, LED lights, panoramic roof etc etc
MSRP: $51,840
Sale Price after United Premier rebates: $37,000
29% off MSRP
TTL/Registration: $15 + $20 smog waiver fee (car already had license plates) + $8.75 tire fee
Doc fee: $80 + $29 CA e-file fee
Due at signing: 1st month + fees + 10 MSD
MF: 0.00102 - brought down to .00032 (10 MSDs)
10 MSDs - $3000
Months: [24]
Annual Mileage: [10,000]
Residual 64.5%
Acquisition fee: $1095
Total drive-off: $3401.75
Monthly: $217 + tax
LH Score: 17.9
In the end, I did a single-pay of about $5600 all inclusive, including tax and fees. I did not have to pay any MSDs. And I charged the entire amount to my credit card. It was a no-brainer because at that point the LH score was well over 20.
Also, I get 25k United miles, an additional 5.5k miles from my credit card - so a free ticket to Hawaii!
Woo Hoo !
TIP: Look for a car with the maximum MSRP and negotiate the sales price. A high MSRP allows for a higher residual, which helps in lowering the payments if the sales price is the same. Let me know if I can help.