Hello I have been following the forum for about a month and it has helped me tremendously. Just wanted to share the deal I signed and your thoughts. When I started negotiating dealer began at $840 a month. The only question I do have is when doing MSDs is there anyway to lose them? Finance manager was trying to convince me not to get them not sure why. I also know the money factor was marked up from 0.00123 but after a week of negotiating the dealer wouldn’t budge.
36/15k
Msrp: 59605
Selling price: 47000 (21%)
Money factor: 0.0018
Residual: 57%
Acq fee: 1095
Dealer fee: 299
Title and license: 350 (not sure)
Total due signing 1750 (fees) + first month + 6000 MSDs
Total monthly before MSDs: 566
Total after MSDs: 511
Mileage: 6100
All of which I was aware. I really wanted the vehicle and after a few days of no reply from the dealer after trying to lower fees and MF. I decided to pull the trigger. Maybe if I waited until the end of the month I would’ve gotten The fees lowered and the mf lowered further but I ran the risk of losing the vehicle. A demo c43 was really hard to find. But my question is in regards to the MSDs.
Throughout the forum everyone recommends putting MSDs but the finance employee insisted it was a bad idea. Any particular reason she would say that? Also what are some ways you can lose them?
