2017 Jeep Wrangler Lease FL

I’ve been back and forth with the dealership and got them down to this:

2017 Jeep Wrangler Freedom Edition
Upgraded Soft Top and 430N Radio

MSRP: 33285
Cap Cost (with dealer fees): 30659
Lease Terms: 48/12k
Residual: 61% (20303.85)
MF: .0026
$0 down
Monthly Payment with Taxes: $373.01

Good enough deal?

That money factor calculates to 6.24% interest. I think the standard money factor is .00213 (5.11%) so it looks like they are marking it up.

If you can get to one of the dealers below that will work with Tropical Federal Credit Union (via South Florida Acceptance Corp) the MF will be 0.00092 for the best credit tier and the RV will be better than that on a 48/12k. The payment should be a lot lower than your quote.

Schumacher Chrysler, Dodge, Jeep, Ram of Delray
Massey Yardley Jeep Chrysler Dodge Ram
Hollywood Chrysler
Miami Lakes Auto Mall
Joey Accardi Chrysler, Dodge, Jeep, Ram

Might as well buy if you a 48 month lease. Credit union giving 1.49 apr on new cars.