Hello,
Thanks for all the info I learned from this forum, I make my final decision today.
It is a 2017 BMW X5 Loaner xDrive40e, already has 4400 miles on it.
MSRP: 64,145
36 months / 12,000 miles
I think the residual value is about 55%, MF is 0.00159. Not 100% sure, I negotiate the monthly payment directly.
The result is $1000 due at signing, and monthly payment is $610