409 a month on 51k MSRP car is not bad. 7% including 2k is not much of a discount, so stand firm. 11% may not be doable but 6 to 7% before rebate should be possible, depending on market conditions.
If 56k MSRP car is advertised for 489 + tax + fees, then I say with your car you are not far off with a good offer for 438 + tax + fees. Of course, we are comparing apples to oranges [2016 5-series to 2017 4 series] but hopefully these numbers provide an indication of a good deal
I donot recommend any down payment or paying taxes upfront. The reason because car got total or steal you will lose your upfront money. Use those towards your 7 MSD you will save $40+ on interest
In and of itself a good deal but somebody us getting a slightly lower payment on a 60k X3, so it seems there might be some more room for them to push more of that 2k rebate your way.
Ah those 1 percenters and their special rebates/handshakes.
Well you could have done a degree and been a member of BMW CCA and this would have given you some extra rebate lol. In any case, you got a sweet deal with your rebates and great negotiation strategy