# 2 month old ioniq 5 - Claim related question **URL:** \ **Category:** Insurance\ **Created:** [October 19, 2025, 10:57pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318 "2025-10-19T22:57:00Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![siddharth](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siddharth/32/165383_2.png) [@siddharth](https://forum.leasehackr.com/u/siddharth)\ **Post date:** [October 19, 2025, 10:57pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/1 "2025-10-19T22:57:00Z")
Hi hackers! I was rear ended last night on a freeway. The car in front of me came to an immediate stop and I managed to stop without rear ending that car but the car behind me couldn’t stop in time. My body shop guy tells me that can fix it but I don’t think I’d feel safe being in this car after repairs. I got this car 2 months back on 36 month lease for $0 down. Any ideas on damage itself and tips on dealing with insurance? Thanks! Update 10/30: Insurance adjuster said there is damage to the frame and would require some cutting and fixing. The cost estimate comes to around 31k but he feels there might be more as the repairs get started and has recommended to do a total loss. ![PXL_20251019_063337923](https://leasehackr-assets.b-cdn.net/original/3X/2/2/22aa32a0729afe21b201beb0f93d1234276e23f5.jpeg) ---
**Author:** ![Jon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jon/32/70934_2.png) [@Jon](https://forum.leasehackr.com/u/Jon)\ **Post date:** [October 19, 2025, 11:08pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/2 "2025-10-19T23:08:56Z")
> [@siddharth](#): > > My body shop guy tells me that can fix it but I don’t think I’d feel safe being in this car after repairs. Doesn’t really matter what you feel. If insurance decides to fix it, you’re stuck with it. If you want to get out after that, it’d be a hefty payment required on your end based on EVs holding terrible value, dirty Carfax and the MY26 with a drastic price drop. ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [October 19, 2025, 11:15pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/3 "2025-10-19T23:15:38Z")
> [@siddharth](#): > > My body shop guy tells me that can fix it but I don’t think I’d feel safe being in this car after repairs. Based on? What was damaged and what is being repaired? Is the frame bent? Did it push past a crumple zone? Airbags inflate? ---
**Author:** ![siddharth](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siddharth/32/165383_2.png) [@siddharth](https://forum.leasehackr.com/u/siddharth)\ **Post date:** [October 20, 2025, 12:09am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/4 "2025-10-20T00:09:27Z")
Sorry my image didn’t upload for the first time. I added the image of the damage. I have no idea about the details but I uploaded the image to Google gemini and it seemed to state that there seems to structural damage. I am not an expert so would highly value opinions from the community. Thanks! ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [October 20, 2025, 12:18am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/5 "2025-10-20T00:18:53Z")
> [@siddharth](#): > > I uploaded the image to Google gemini and it seemed to state that there seems to structural damage I would trust nanobanana to make images, I would put much faith into it’s image recognition. The human insurance adjuster will know for certain. ---
**Author:** ![Wtmeyer](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wtmeyer/32/168356_2.png) [@Wtmeyer](https://forum.leasehackr.com/u/Wtmeyer)\ **Post date:** [October 20, 2025, 12:22am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/6 "2025-10-20T00:22:54Z")
Does the rear hatch still shut? ---
**Author:** ![Batistuta](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/batistuta/32/70364_2.png) [@Batistuta](https://forum.leasehackr.com/u/Batistuta)\ **Post date:** [October 20, 2025, 12:52am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/7 "2025-10-20T00:52:18Z")
The way the rear quarter is crumbled I think that car needs to be totaled. But I would be really surprised if the insurance company totals this car. ---
**Author:** ![KEVIN88GT](https://leasehackr.b-cdn.net/letter_avatar/kevin88gt/32/5_5575768a8748004e209b776fc1b2916d.png) [@KEVIN88GT](https://forum.leasehackr.com/u/KEVIN88GT)\ **Post date:** [October 20, 2025, 12:54am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/8 "2025-10-20T00:54:24Z")
Lol we went from some guy having AI “analyze” his deal in a different post to this guy having AI “analyze” body structure damage based on a pic of outside body panels….. God help us all… ---
**Author:** ![siddharth](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siddharth/32/165383_2.png) [@siddharth](https://forum.leasehackr.com/u/siddharth)\ **Post date:** [October 20, 2025, 4:40am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/9 "2025-10-20T04:40:38Z")
Yeah the rear hatch does shut ---
**Author:** ![Kctham18](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kctham18/32/239135_2.png) [@Kctham18](https://forum.leasehackr.com/u/Kctham18)\ **Post date:** [October 20, 2025, 5:12am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/10 "2025-10-20T05:12:22Z")
Wait for the insurance adjuster to tell you what the deal is and go from there. If it’s totaled, it’s totaled. If not, get it repaired to your satisfaction and happily drive another 2.75 yrs. Then return it to the lessor. That’s the beauty of leasing. Not “feeling safe” in it is a human reaction and very normal post-accident. If it’s repaired to spec, it’s fine. Too bad no lease transfers for Hyundai. ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [October 20, 2025, 6:05am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/11 "2025-10-20T06:05:17Z")
Hope you’re ok first and foremost. Is the damage to the front passenger door from this collision? It appears to have crumbled. If yes, you’re most likely shopping for a new car as it would indicate serious frame damage. ![Screenshot_20251019_230040_Chrome](https://leasehackr-assets.b-cdn.net/original/3X/6/7/67e326e219b98925a1da05e8d0df6cba5ed94dde.jpeg) ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [October 20, 2025, 6:09am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/12 "2025-10-20T06:09:11Z")
> [@Kctham18](#): > > Wait for the insurance adjuster to tell you what the deal is and go from there Hopefully his own insurance looks at it first to give him a true assessment vs the other driver’s insurance. Body shop needs to be willing to lose his business too if the car is in fact totaled. Most shops will play games with insurance just NOT to lose a big job like this. Need to find a shop he trusts to offer their honest opinion. ---
**Author:** ![Mike\_Ezginder](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mike_ezginder/32/25911_2.png) [@Mike\_Ezginder](https://forum.leasehackr.com/u/Mike_Ezginder)\ **Post date:** [October 20, 2025, 9:59am UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/13 "2025-10-20T09:59:32Z")
Impossible to assess the damage from pictures. If the frame is undamaged, i would say it will be a repair and it will be ok to drive in the remaining term. ---
**Author:** ![parkville](https://leasehackr.b-cdn.net/letter_avatar/parkville/32/5_5575768a8748004e209b776fc1b2916d.png) [@parkville](https://forum.leasehackr.com/u/parkville)\ **Post date:** [October 20, 2025, 1:27pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/14 "2025-10-20T13:27:11Z")
Can the car be repaired? **In theory, yes.** Will the car be safe to drive after (proper) repair? **Yes.** Will the insurance company decide to fix this? **Only if it makes financial sense. Can’t tell for now.** Should OP be strategizing what to do next? **Nah. He has no say in this anyways.** Should OP use Gemini to identify structural damages? **Bruh.** ---
**Author:** ![9benua](https://leasehackr.b-cdn.net/letter_avatar/9benua/32/5_5575768a8748004e209b776fc1b2916d.png) [@9benua](https://forum.leasehackr.com/u/9benua)\ **Post date:** [October 20, 2025, 1:56pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/15 "2025-10-20T13:56:15Z")
Contact their insurance to schedule the estimate, if they give you a hard time, claim it through your own insurance. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [October 20, 2025, 3:29pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/16 "2025-10-20T15:29:35Z")
> [@siddharth](#): > > I was rear ended last night on a freeway. If you got rear-ended so bad that the frame crumpled leading to your front doors being bent and windows shattered then I’d do everything in my power to find a body shop that will estimate the repairs thoroughly enough to justify totaling it instead of repairing it. ---
**Author:** ![Wtmeyer](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/wtmeyer/32/168356_2.png) [@Wtmeyer](https://forum.leasehackr.com/u/Wtmeyer)\ **Post date:** [October 20, 2025, 4:41pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/17 "2025-10-20T16:41:20Z")
That tells me there is not likely much frame damage. I have heard of Porsche Macans being totaled because the rear hatch would not close after being rear-eneded. It would cost too much to straighten out. Good luck and I hope you reach an amicable agreement. ---
**Author:** ![Kctham18](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kctham18/32/239135_2.png) [@Kctham18](https://forum.leasehackr.com/u/Kctham18)\ **Post date:** [October 20, 2025, 4:59pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/18 "2025-10-20T16:59:47Z")
How did the side damage occur, if you were rear-ended? ---
**Author:** ![siddharth](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siddharth/32/165383_2.png) [@siddharth](https://forum.leasehackr.com/u/siddharth)\ **Post date:** [October 20, 2025, 6:09pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/19 "2025-10-20T18:09:50Z")
I think the car that rear ended tried to swerve and hit again from the side. The police said they saw the same paint on the rear and on the side. ---
**Author:** ![siddharth](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siddharth/32/165383_2.png) [@siddharth](https://forum.leasehackr.com/u/siddharth)\ **Post date:** [October 20, 2025, 6:12pm UTC](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318/20 "2025-10-20T18:12:03Z")
Thanks my family and I are okay! The damage is from the same collision. The same car hit first in the rear and then on the side. I am not sure how it happened but there were two bangs. [Next page](https://forum.leasehackr.com/t/2-month-old-ioniq-5-claim-related-question/723318.md?page=2)