There should be no guessing about this. If the dealership was required to up the MF by the bank due to your credit score, they are legally obligated to inform you.
The issue is that if someone wonât take the time to learn how to do the lease calculations, they wonât understand why a feature like what youâre taking about isnât helpful and doesnât tell them what they want it to.
Itâs a very Dunning-Krugeresque request.
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âI like using the calculator because 1) itâs easily accessible while Iâm at the dealership and the numbers are constantly changing (for those that go home to think on the deal, thatâs fine, but I donât have the time to go home after every deal to save $100 after 2 weeks and having the car I wanted sold).â
So negotiate at home in your sweats like we all do 
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