Both seem like fairly bad deals based on what this thread. TOYOTA PRICING all states $290/mo $0 down Tundra CREWMAX $48k MSRP Highlander, Rav4, Tacoma, Camry, 4Runner, TOYOTA
some of these are location dependant, but you’re significantly over. Do not do 2800 down deal. https://www.edmunds.com/car-leasing/should-you-make-a-down-payment-when-you-lease.html