19 BMW 440xi GC Loaner Deal check


What do you guys think? The loaner car has 7000 miles, so it does not qualify for incentives/rebates etc.

19 BMW 440xi GC loaner Lease NY
MSRP: 58635.00
Selling Price: 41814.92
MF: .00128
Res: 50%
std fees: doc + acq + govt etc + taxes up front:
total down payment: 3723.07
Monthly payment 489/mo

If bundling taxes it will bump up the monthly payment to:
initial down payment of 2338.33

4 series deals don’t make much sense without loyalty. This deal doesn’t look very appealing.