Lately we’ve been seeing great deals on Tundra and Tacoma made possible by leases through non-captive lenders. These lenders may have higher residuals and lower MF rates, and they allow lessees to apply customer cash incentives toward leases, unlike with Toyota Financial Services.
This Wiki will be a list of Toyota dealers that work with non-captives so consumers can have an easier time finding a deal. If there are other brands (e.g., FCA) where non-captive leases are beneficial, please feel free create a similar Wiki!
** US Bank **
California
Norm Reeves Toyota (San Diego, CA)
Oxnard DCH Toyota (Oxnard, CA)
Santa Cruz Toyota (Santa Cruz, CA)
Tustin Toyota (Tustin, CA) @Cody_Carter
Iowa
Dan Deery Toyota (Cedar Falls, IA)
Minnesota
Rudy Luther Toyota (Golden Valley, MN)
Maplewood Toyota (Maplewood, MN)
North Carolina
Town and Country Toyota (Charlotte, NC)
North Dakota
Corwin Toyota (Fargo, ND)
Ohio
Toyota West (Columbus, OH)
Ganley Toyota (Akron, OH)
Oregon
Gladstone Toyota (Gladstone, OR)
Toyota of Portland (Portland, OR)
Pennsylvania
Ganley Toyota (Pittsburgh, PA)
** Ally Bank **
Pennsylvania
Peruzzi Toyota (Hatfield, PA)