Help me with loaner XC60 deal!

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I’m not interested in this deal but I’m looking for advice on how to better negotiate it. It’s for a 2018 Volvo XC60 T6 Momentum Loaner with 4,100 miles already on it.

MSRP $55,280
Selling price offered is $48,988

Edmunds says .00165MF, 54% residual and $2750 incenstives.

Help me. I’m new :joy:. Would love to get this payment way down.

MF: 0.00060, RV 54% on 36/12. Where are you located? Target selling price $46,988 BEFORE whatever incentives are.

I’m in the Seattle area. Zip for where it’ll be registered is 98065.

Sorry, don’t know incentives for that region.

Does not mean the dealer will give it away. Next customer comes in - takes the offer. Personal experience LOL

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