Help evaluate 2019 BMW loaners

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Pls help evaluate following lease numbers for a X1 and X2 loaners…although i found …
1.They have inflated finance charge to balance cash bonus
2. Sales tax has added additional money
3.DMV fees in NY is 50 to transfer and 210 for new…but they r charging 330 flat
4. Cap cost reduction for a loaner is not much

Anything i missed…
From dealer…

  1. B11878

Leasing Explained Depreciation
Sale Price $38,640.00
Nitrogen Fee +$110.00
Mats Fee +$125.00
Capitalized Cost $38,875.00
Capitalized Cost Reduction
(Down Payment) -$0.00
Bonus Cash -$4,250.00
Adjusted Cap Cost $34,625.00
Residual Value @ 10 k Miles/Year
59% of $44,140.00 MSRP

  • $656.75 for mileage -$25,385.85
    Depreciation $9,239.15
    Finance Charge
    Adjusted Cap Cost $34,625.00
    Residual Value $25,385.85
    Sum2 for Avg. Fin. $60,010.85
    Financed at 36 mo @ 0.00188 money factor3
    Finance Charge $4,061.53
    8.625% NY sales tax is excluded unless otherwise indicated.
    Fees Due at Signing
    Down Payment $0.00
    Lease Acquisition Fee +$925.00
    Inspection Fee +$10.00
    Tire Fee +$12.50
    Doc Fee +$75.00
    DMV Fee +$330.00
    Upfront Sales Tax +$1,624.81
    Total Fees Due at Signing $2,977.31
    First Month’s Payment +$369.46
    Total Due at Signing $3,346.77
    Upfront Sales $1,624.81
    DMV $330.00
    Doc $75.00
    Depreciation $9,239.15 Tire $12.50
    Finance Charge $4,061.53 Inspection $10.00
    Fees Due at Signing $2,977.31 Lease Acquisition $925.00
    Down Payment $0.00 Down Payment $0.00
    Rounding (up to 1¢/mo) -$0.12 First Month’s Payment $369.46
    The total of the lease payments is $16,277.87 . The total due at signing is $3,346.77 with 35 remaining monthly payments of $369.46
  1. B11962
    Leasing Explained
    Depreciation
    Sale Price $43,340.00
    Capitalized Cost $43,340.00
    Capitalized Cost Reduction
    (Down Payment) -$0.00
    Bonus Cash -$4,500.00
    Adjusted Cap Cost $38,840.00
    Residual Value @ 10 k Miles/Year
    60% of $49,330.00 MSRP
  • $549.50 for mileage -$29,048.50
    Depreciation $9,791.50
    Finance Charge
    Adjusted Cap Cost $38,840.00
    Residual Value $29,048.50
    Sum2 for Avg. Fin. $67,888.50
    Financed at 36 mo @ 0.00188 money factor3
    Finance Charge $4,594.69
    8.625% NY sales tax is excluded unless otherwise indicated.
    Fees Due at Signing
    Down Payment $0.00
    Lease Acquisition Fee +$925.00
    Inspection Fee +$10.00
    Tire Fee +$12.50
    Doc Fee +$75.00
    DMV Fee +$330.00
    Upfront Sales Tax +$1,741.45
    Total Fees Due at Signing $3,093.95
    First Month’s Payment +$399.62
    Total Due at Signing $3,493.57
    Upfront Sales $1,741.45
    DMV $330.00
    Doc $75.00
    Depreciation $9,791.50 Tire $12.50
    Finance Charge $4,594.69 Inspection $10.00
    Fees Due at Signing $3,093.95 Lease Acquisition $925.00
    Down Payment $0.00 Down Payment $0.00
    Rounding (up to 1¢/mo) $0.13 First Month’s Payment $399.62
    The total of the lease payments is $17,480.27 . The total due at signing is $3,493.57

Your breakdowns are a little over the top, can’t seem to find the rebates used. Might want to simplify things next time

Posted what I got from dealer, first time trying to directly negotiate…what shall I ask next…break down on rebates?

Yes, that way you can figure out the discount %