BMW 430/440 Gran Coupe Lease

Have a local dealer willing to match some lease offers I have (0 down, 36 mos, 12k miles)

However the new cars I have those deals on have a higher negotiated price than his advertised loaner car. I might consider it though interior trim color is not ideally what I want, but wanted to get an idea what I should be negotiating off asking price.

He has a 2018 440i gc loaner, 4500 miles, 58,725 msrp and advertised price of 49,998. Is that already a good price for a loaner or should I be able to negotiate more off?

The residual on all the others leases I have negotiated are 56%. Money factor is .00156. So I would expect the same here.

From what I seen in the forum you can get more off the sales price and that should be before any incentives on the loaner.

How are these numbers?

All of these are 0 down, 36montn/12k per year . USAA discount added in

430i- m package and premium package
MSRP 52,565
Negotiated price 48,065
56% residual
.00156 MF
2542 drive off, (acquisition 925, doc 80, license 588, taxes 350. 55)
-599 tax included

430i -white/black- m package, premium package

MSRP 56,935
Negotiated Price 51, 735
Drive off - 2616
646 tax included

440i - m sport package premium package

57,565 MSRP
Negotiated Price: 52,665
2639 drive off
657 tax included

Search the forum for other deals people have gotten. There is 3k in incentives in this you should be able to do better

What other incentives are you referring to?
The only ones I qualify for are Costco or USAA, and the 2,000 BMW credit. I dont get loyalty or anything else

BMW 440i GC - M Package, Premium Package, Car Play, Essentials Package, HK, Black Kidney grills, CF rear spoiler, 19" wheels, Active Blindspot

MSRP: 59,925
Price: 49,700 (incl Costo)
money factor: .00156
Document Fee: $80
Acquisition Fee: 925
Residual: 56%
License/Reg Fee: 588
Sales Tax: 8.75%

Monthly payment with tax: $629
36 months/12k miles per year

Drive off:$2,310
1st month payment: $629
Down payment: $0
Registration and doc fee: $668
Tax on cap cost reduction and fees: $7
Acquisition fee: $925

There was a 2018 loaner GC I had found a week or so ago with M package, Estoril blue…I had them price it at 0 down and the price was definitely less than where you are at. You should be able to get more off that MSRP, especially with the miles being close to the magic 5k number I hear so many dealers talk about…not sure if it actually matters but they try to keep it under 5 to lease from what I’m told. I think you could shave a few thousand more off the top just by asking.

It definitely matters. Anything over 5k would require a 4% residual hit on top of a mileage penalty while losing incentive money. Anything over 7500 is a 6% residual hit + mileage penalty. Makes these terrible leases without significant discount. It can be done (and has), but it’s extremely rare.

You do lose the ability to use USAA/Costco as well as any OL coupons on loaners, however, regardless of miles.

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Ah ok, that makes perfect sense.

I did know about the loss of the incentives, but you kind of understand that going into a loaner.

Strangely enough, I had a dealer in Atlanta make me an offer for a 2018 330i xDrive GT…but I hate the GT. It had over 9k in miles, which I thought was absurd…price was great actually.

The last car I posted was not the loaner car. I agree the Loaner was too high. Those last numbers were based on a car that’s brand new with 5 miles.