2019 X1 xDrive28i

Year: 2019
Make, Model, and Trim: BMW X1 xDrive28i (with Convenience Package & Heated Wheel/Front Seats)
Months/Annual Mileage: 36/10k
Residual: $23,377.20 (56%)
Zip Code: 02145 (Boston)

MSRP: $41,745
Cap Cost: $37,635
Total Price: $39,590.10 (including $1,316.10 sales tax and $639.00 dealer/state fees)

With $3,000 cash down, the monthly payment would be $532.94.

I know BMW MF is rising, but this seems like a ripoff, since the little lease widget on their website for this vehicle even returns a lower monthly payment with our details. They came down substantially from their initial monthly payment after I indicated it was nowhere close. But this still seems substantially above even the .00226 MF cited by the salesperson. I compute it at .00268. I should insist on a better monthly payment, right?

1 Like

(wicked) bad deal

Wow that is horrible. MF is way marked up, discount is minimal, and you’re effectively paying 600+ a month with the $3k down. Thats X3/5 territory.