2018 X1 loaner lease - feedback please!

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I was quoted the following lease details last night and am looking for feedback from the experts. Sale price = $38,999. 2018 w/ leather seats, heated seats/steering week and >4K miles.
o $8,806 discount – USAA membership.
o Rebate = $3,500.
• Fees:
o $115 document fee.
o $157 tax (estimated).
o $324 registration fees.
• Total cost = $32,095.
• Money Factor - .00222.
• Down payment / Monthly payment. These are the same for any duration, 2, 3 or 4 years.
o $2K / $356.00.
o $3K / $325.00
o $5K / $263.00

Have posted this recently but my loaner X1 deal this month here in TN for a similar MSRP was $10,500 off dealer side + $3,500 rebates for payments of $350/mo 36/10 or $362 36/12, both $0 down first month DAS.

You shouldn’t be putting anywhere near $2-5k down.

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Thanks for the info! What was the MF on your deal? I’m going to counter w/$0 down and >$350/ month.

I mean <$350/month.