2018 Volvo S90 T5 Mom AWD w/heated seats/wheel, Metallic paint, HomeLink, Protection package Premier

So here’s what I am proposed. It is incomplete and I feel like something is hidden, but…
Dealer page shows MSRP $53650. HomeLink $605 (don’t want, but …) PPP $405 which appears to be rubber mats and cargo liner.
36mo/10000 @ $321
resid 54% (differs from what I got at Edmunds - 53%)
MF .0048 (differs from what I got at Edmunds - .00026)
fees $157.50
upfront is $2871 = $321 payment, acq of $995, tax $1457.50. He says taxed incentives are $4250)
Free oil and scheduled maint, wipers.
$3000 A-plan, $6000 allowance and lease cash, $1250 loyalty.
"we are giving you below cost after all discounts – your cost is $39369.98 after all discounts . "

as you can see, something seems quite wrong in the math.

Keep all your S90 questions in the same thread.

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