2018 Ford Explorer XLT 0 down $435 a month

My wife worked out this deal with local dealer, thoughts?

2018 Ford Explorer XLT 202a, Sport Appearance Package, 2nd Row Captains Chairs
10,000 Miles
07834

MSRP: $46,060
After Discounts & Incentives: $38,440
Tax: $1550
First Payment: $435
Motor Vehicle: $350
Doc: $359
($2694 drive off)

Residual appears to be around 55% on these from the research ive done.

These are the only details I have at the moment, another dealer with same vehicle and packages was around $570 a month AFTER negotiations!

Would love to get something else int he $400 range with captains chairs, but seems a lot of the brands force you to get their top end package for the captains chairs, skyrocketing price. (MDX, Pilot) Considered the Atlas but not sure could get in the $3-400 range with zero down.

How’d she do?!

Its an ok deal. Still not sure what rebates, mf, residual, etc. If drive offs were lower would have been better.